Bahar Yatman was born in Nicosia in 1984. She completed her undergraduate education in the Department of Banking and Finance at Eastern Mediterranean University. Within the scope of the EU Scholarship Programme for Turkish Cypriots, she completed her master's degree in finance at Vrije Universiteit Amsterdam and prepared her master's thesis titled "Bank Capital and Market Assessment During Crisis." She completed her second master's degree in Data Science at University of Essex Online, graduating with her thesis titled "Artificial Intelligence Models and Traditional Models in Crypto Trading: Comparison of LSTM and ARIMA-GARCH." She has over 10 years of professional experience in the Cyprus banking sector. In the later stages of her career, she worked at GarantiBank International N.V. in Amsterdam. Most recently, she served as a KYC analyst at an international crypto company based in Malta and took part in the company's digitalisation project. After her professional experience in finance, banking, compliance, know-your-customer processes, and digital transformation, she turned toward an academic career. She is currently pursuing her PhD in Banking and Finance at the Faculty of Economics and Administrative Sciences at Near East University. In addition, she developed her knowledge and competencies in the field of European Union projects through training she received in Florence, Italy. By taking part in EU-supported projects carried out in Belgium and Nicosia, she gained experience in the development and implementation of European Union projects. Her main academic research and areas of interest include financial technologies (FinTech), artificial intelligence applications, crypto assets, and digital transformation in finance.

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